Table 3

Factors associated with out-of-pocket health expenditures among older people in India, Study on global AGEing and adult health India Wave 1

Explanatory variablesModel 1*Model 2†
β‡ (95% CI) p Valueβ (95% CI) p Value
Age in years−0.1 (−1.0 to 0.9)0.91−0.1 (−1.0 to 0.9)0.91
Women−15.2 (−28.1 to −2.4)0.02−13.9 (−26.7 to −1.30)0.03
No formal education−15.5 (−29.5 to −1.6)0.03−9.7 (−23.7 to 4.3)0.17
Widowed or separated−4.5 (−20.7 to 11.6)0.58−5.8 (−21.3 to 9.8)0.47
Receiving pension support25.1 (1.4 to 48.9)0.0319.7 (−1.4.1 to 40.9)0.07
Health insurance−3.2 (−30.8 to 24.4)0.82−6.3 (−36.5 to 23.9)0.68
Angina39.1 (0.6 to 77.6)0.04
Chronic lung disease33.8 (4.9 to 62.8)0.02
Diabetes mellitus48.6 (15.5 to 81.7)0.004
Hypertension26.1 (6.8 to 45.5)0.01
Stroke54.0 (−16.4 to 124.4)0.13
Tuberculosis§75.4 (−19.2 to 170.1)0.12
  • *Model 1 adjusted for (predisposing and enabling factors) socioeconomic variables.

  • † Model 2 adjusted for socioeconomic and need variables.

  • ‡Multivariate survey Heckman sample selection model with total out-of-pocket health expenditure in US dollars as dependent variable with health service visits as selection variable with WHO Disability Assessment Scale total disability score and annual per capita income as a function of health visits.

  • §Diagnosed and treated with antituberculosis treatment within 1 year.