Table 4

Factors associated with catastrophic health expenditures among older people in India, Study on global AGEing and adult health India Wave 1

Explanatory variablesModel 1*Model 2†
β‡ (95% CI) p Valueβ (95% CI) p Value
Age in years−0.003 (−0.02 to 0.01)0.66−0.01 (−0.03 to 0.02)0.63
Men0.3 (0.1 to 0.5)0.010.4 (0.1 to 0.6)0.003
No formal education−0.02 (−0.2 to 0.2)0.870.1 (−0.2 to 0.4)0.53
Widowed or separated−0.1 (−0.3 to 0.2)0.63−0.1 (−0.4 to 0.2)0.66
Receiving pension support0.3 (−0.01 to 0.5)0.060.3 (0.001 to 0.6)0.05
Health insurance−0.7 (−1.1 to −0.1)0.02−0.9 (−1.7 to −0.1)0.03
Angina0.1 (−0.4 to 0.5)0.72
Chronic lung disease0.4 (0.1 to 0.7)0.01
Diabetes mellitus0.6 (0.3 to 0.8)<0.001
Hypertension0.5 (0.2 to 0.7)0.001
Stroke0.6 (0.1 to 1.0)0.01
Tuberculosis§0.9 (0.3 to 1.5)0.002
  • * Model 1 adjusted for (predisposing and enabling factors) socioeconomic variables.

  • †Model 2 adjusted for socioeconomic and need variables.

  • ‡Multivariate survey Heckman sample selection model with survey Probit regression with Heckman sample selection model with catastrophic health expenditure as dependent variable; Health service visits as selection variable with comorbidity and WHO Disability Assessment Scale total disability score determining the selection equation.

  • §Diagnosed and treated with antituberculosis treatment within 1 year.