Health outcomes among children of microcredit participants with number of loan cycles as predictor
| Regression model by outcome | Coefficient on loan cycles, β or OR (95% CI) | p Value |
|---|---|---|
| Mean height for age Z-score | ||
| Model 1: unadjusted* (N=473) | −0.01 (−0.07 to 0.06) | 0.93 |
| Model 2: adjusted† (N=455) | 0.02 (−0.05 to 0.08) | 0.67 |
| Mean weight for age Z-score | ||
| Model 1: unadjusted (N=515) | 0.04 (−0.02 to 0.10) | 0.16 |
| Model 2: adjusted (N=455) | 0.05 (−0.01 to 0.11) | 0.11 |
| Mean food security score | ||
| Model 1: unadjusted (N=493)‡ | −0.18 (−0.29 to −0.07) | <0.01 |
| Model 2: adjusted (N=455)‡ | −0.15 (−0.26 to −0.04) | <0.01 |
| OR for anaemia | ||
| Model 1: unadjusted (N=476) | 0.92 (0.83 to 1.1) | 0.10 |
| Model 2: adjusted (N=455) | 0.89 (0.80 to 1.01) | 0.06 |
| OR for acute respiratory infection | ||
| Model 1: unadjusted (N=590) | 0.89 (0.77 to 1.02) | 0.09 |
| Model 2: adjusted (N=455) | 0.93 (0.81 to 1.06) | 0.27 |
| OR for diarrhoea | ||
| Model 1: unadjusted (N=590) | 0.96 (0.84 to 1.09) | 0.49 |
| Model 2: adjusted (N=455) | 0.97 (0.84 to 1.12) | 0.67 |
| OR for access to clean water | ||
| Model 1: unadjusted (N=590) | 0.85 (0.61 to 1.2) | 0.36 |
| Model 2: adjusted (N=455) | 0.74 (0.42 to 1.29) | 0.29 |
Note: Results are from Ordinary Least Squares (OLS) and logistic multivariate regressions. All models are clustered at the household level. The reference group consists of new clients who have yet to complete one loan cycle (loan cycles=0).
*Unadjusted=Number of loan cycles is sole predictor.
†Adjusted=Covariates for child age/gender, parent age/gender/education/marital status, and household wealth are included in the model.
‡The result is statistically significant at the p<0.05 level.