Table 4

 Multivariate models with different time windows of significant determinants of retirement among workers aged 55–65 years in the European Household Panel Survey with at least 2 consecutive previous years of employment before retirement

DeterminantYears before retirement
1 year2 years3 years4 years
OR (95% CI)OR (95% CI)OR (95% CI)OR (95% CI)
n/a = not available in data collection.
*Wald’s χ2 test, p<0.05.
†Significant interaction.
n (stayed employed)3140316720971778
n (became retired)13741384806345
Poor health–low education†1.7 (1.4 to 2.2)*1.7 (1.3 to 2.1)*1.4 (1.0 to 1.9)*1.6 (1.0 to 2.4)*
Good health–low education1.3 (1.0 to 1.6)*1.2 (1.0 to 1.5)1.2 (0.9 to 1.5)1.2 (0.8 to 1.8)
Poor health–intermediate education2.0 (1.6 to 2.7)*1.8 (1.3 to 2.4)*1.7 (1.2 to 2.6)*1.7 (1.0 to 2.9)*
Good health–intermediate education1.4 (1.1 to 1.6)*1.3 (1.1 to 1.7)*1.2 (0.8 to 1.7)1.1 (0.7 to 1.7)*
Poor health–high education1.5 (1.0 to 2.2)*1.1 (0.8 to 1.6)0.8 (0.5 to 1.3)1.1 (0.6 to 2.1)
Good health–high education1111
Married0.8 (0.7 to 1.0)*0.8 (0.7 to 1.0)*0.8 (0.7 to 1.0)0.9 (0.6 to 1.2)